Home buying should be a celebration! A milestone and benchmark to be proud of, yet so much stress and anxiety are said to accompany the endeavor. Why does it have to be that way? .... It doesn't.
Here are 5 quick and easy things you can do to get started.
Start by getting a full picture of your credit. Obtain copies of your credit report. Make sure the facts are correct and fix any problems you find. Next, find a suitable lender and get pre-approved for a loan. This will put you in a better position to make a serious offer when you do find the right house.
As with engagement rings, there’s a general rule of thumb when it comes to buying a home: two-and-a-half times your annual salary. There are also a number of tools and calculators online that can help you understand how your income, debt, and expenses affect what you can afford. Don’t forget, too, that there are lots of considerations beyond the sticker price, including property taxes, energy costs, etc.
Angel thrives in finding the right place for you to call home. Working around your schedule, your needs and wants will be carefully outlined and clearly understood. Through a collaborative effort, we will find properties that match your criteria. Furthermore, we will make great use of technology, online platforms, and the resources of a global firm to enhance and expedite our search. There's a reason Beverly & Co. is the fastest growing Real Estate Broker in SoCal.
Before making offers we'll do extensive research to determine the state of the market at large. Is it more favorable for sellers or buyers? Next, we'll look at sales trends of similar homes in the area or neighborhood. We'll also look at prices for the last few months. Together, we'll come up with an asking price that’s competitive, but also realistic.
Obviously, you shouldn’t buy unless you’re sure you’ll be staying put for at least a few years. Beyond that, you should buy in a neighborhood with good schools. Whether you have children or not, this will have an impact on your new home’s resale value down the line. When it comes to the house itself, you should hire your own home inspector, who can point out potential problems that could require costly repairs in the future.
You won't be bombarded with calls or emails from Angel or the Broker. You will have direct one-on-one contact. No extensions to dial. No assistants to deal with. No hoping the message got delivered and wait for a follow-up. You will have your own account on the website with the ability to text, share, and save the properties you like. Schedule viewings directly with Angel, and receive a confirmation instantly, if not shortly after.
Let's realize your Real Estate dreams and goals together!